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Fast. Reliable. Strategic.

Our Investors Close More Deals

Deal Street Capital is a dynamic mortgage company dedicated to helping real estate investors across the nation close more deals. Based on a foundation of trust, speed, and strategic financing solutions, we offer tailored loan programs that work for investors of all levels. Whether you’re flipping properties, securing long-term rental income, or taking on new construction, our experienced team is here to provide the right financing to keep your projects moving. With Deal Street, you’re not just closing deals—you’re building success.

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Mortgage Loans Made Simple

Smart real estate financing solutions designed with borrowers like you in mind.

Loans For Flippers

Flip

Fast, affordable funding for your next flip. Industry low rates and fees.

Loans For Cash Flow

Rent

Flexible financing for all your rental properties—no income or W-2 required!

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Build

Fund your next residential or commercial build with a seamless draw process.

Personal Home Loans

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Wide range of home loan options for everyone: Let us take you home.

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Smart tools for smarter investors—close more deals with confidence.

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Crunch the Numbers

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About Our Company

Your Investment, Our Capital—A Winning Combination

We’re all about helping investors get the financing they need to close more deals and grow their portfolios. Whether you’re tackling a fix-and-flip project, securing DSCR loans for rental properties, or diving into new construction, we’ve got you covered.

Real estate investing isn’t just what we do—it’s who we are. We know what’s on the line, and we approach every loan with the same dedication and care as if it were our own investment project. When you work with us, you’re not just getting a lender—you’re getting a partner who’s fully invested in your success.

Which loan type is best for you? Learn more.
Why Choose us

Our Pledge to You

Our pledge to you: we’re here to deliver exceptional service, lightning-fast loan processing, and personalized support whenever you need it. Day or night, we’ll go above and beyond to ensure the process is seamless and stress-free. Our mission is to lower loan costs for our clients while building lasting partnerships built on trust and results. And if you’re ever unhappy with any part of the process, we’ll waive your origination fee on your next deal—because your satisfaction is our priority.

Transparent Lending

Clear, upfront loan options with no hidden fees—helping you make informed decisions while minimizing your costs.

Fast Loan Processing

Streamlined approvals and quick closings to ensure you never miss an opportunity in today’s competitive real estate market.

Dedicated Support Team

Expert guidance and personalized assistance every step of the way, available whenever you need us.

Commitment to Excellence

At Deal Street Capital, we guarantee your satisfaction—if you’re ever unhappy with your experience, we’ll do whatever it takes to make it right.

  1. Fix-and-Flip Loans
    These loans are designed for investors looking to purchase, renovate, and sell properties for a profit. To qualify, lenders typically look at the property’s After Repair Value (ARV), your experience in flipping properties, and your ability to provide a down payment or equity.
  2. Hard Money Loans
    Hard money loans are asset-based, meaning they focus more on the property’s value than your personal credit. While a good credit score can help, these loans prioritize the equity in the property and the overall deal’s profitability.
  3. DSCR Loans
    Debt Service Coverage Ratio (DSCR) loans are ideal for rental property investors. These loans qualify based on the property’s rental income compared to the loan payments, with minimal focus on personal income. A DSCR of 1.0 or higher is typically required, though some programs may require 1.2 or more for approval.
  4. New Construction Loans
    If you’re looking to build from the ground up, our new construction loans are a great fit. Qualifying usually requires detailed project plans, a clear budget, and sometimes experience with similar projects. The property’s projected value after construction is a key factor.
  5. Loans for the BRRRR Strategy
    The BRRRR (Buy, Rehab, Rent, Refinance, Repeat) strategy is a popular method for building a rental portfolio. Our BRRRR loans support this process by providing funds for the purchase and renovation phases, with refinancing options based on the property’s updated value and rental income.

Tools and Resources to Help You Qualify

To make the process easier, we offer several deal calculators tailored to different loan types, including Fix-and-Flip Calculators, DSCR Loan Calculators, and more. These tools help you evaluate your deals and determine your financing needs. For in-depth guidance, download one of our free e-books: Flip Mastery, Rental Mastery, BRRRR Mastery, or Build Mastery.

Unlike traditional financing, fix-and-flip loans focus on the property’s potential value after repairs, known as the After Repair Value (ARV). Lenders evaluate the ARV, the scope of the renovations, and the investor’s experience to determine eligibility. These loans are asset-based, meaning the property itself often serves as the primary qualification factor, making them accessible even if you don’t meet conventional lending criteria.

Fix-and-flip loans offer flexibility and speed, allowing investors to secure funding quickly to act on time-sensitive opportunities like distressed properties, foreclosures, or homes in need of major repairs. These loans typically have shorter repayment terms, often designed to align with the timeline of the renovation and sale process.

At Deal Street Capital, we specialize in fix-and-flip loans, offering tailored solutions to meet the unique needs of real estate investors. Whether you’re a seasoned professional or new to flipping, we provide financing options that cover everything from acquisition to renovation costs, helping you complete your projects efficiently.

The key factor in qualifying for a DSCR loan is the property’s ability to generate enough rental income to cover the loan payments. Lenders calculate the Debt Service Coverage Ratio by comparing the property’s rental income to its total debt obligations. A ratio of 1.0 or higher indicates that the property generates enough income to cover the loan payments, making it a strong candidate for financing.

At Deal Street Capital, we offer DSCR loans tailored to meet the needs of investors, whether you’re purchasing a new rental property, refinancing an existing one, or using it as part of a larger strategy like BRRRR (Buy, Rehab, Rent, Refinance, Repeat). These loans are flexible and designed to help investors focus on the performance of their properties rather than their personal income.

Hard money loans are ideal for projects such as acquiring distressed properties, completing a fix-and-flip, or funding a new construction project. Because these loans focus on the property’s potential value rather than the borrower’s financial profile, they are particularly useful for investors who may not meet traditional lending criteria. Additionally, these loans often provide funding for both the purchase price and renovation costs, making them a convenient all-in-one solution.

At Deal Street Capital, we specialize in hard money loans tailored to real estate investors’ needs, helping you close deals quickly and efficiently. Whether you’re a seasoned investor or just starting, we offer flexible terms designed to align with your project timeline and goals.

Here’s how the BRRRR Strategy works:

  1. Buy: Identify and purchase an undervalued or distressed property at a price that leaves room for improvements and profit.
  2. Rehab: Renovate the property to increase its value and rental appeal. Focus on updates that improve the property’s marketability and income potential.
  3. Rent: Once the property is rehabbed, secure reliable tenants to generate consistent rental income, ensuring the property becomes a cash-flowing asset.
  4. Refinance: Use a loan, such as a DSCR loan, to refinance the property based on its improved value. This step allows you to recover your initial investment, including the purchase and renovation costs.
  5. Repeat: Reinvest the refinanced funds into another property, and continue scaling your portfolio using the same process.

At Deal Street Capital, we offer a range of financing options to support each phase of the BRRRR Strategy, including fix-and-flip loans, hard money loans, and DSCR loans for long-term rental income. Whether you’re starting your first BRRRR project or looking to expand your portfolio, we have the tools and expertise to help you succeed.

Our Fix-and-Flip Loans have no prepayment penalties, letting you pay off early and save money on every deal.

Whether you’re a seasoned investor or new to the game, our fix-and-flip loans are designed to let you pay off early and maximize your profits. Ready for your next project? Discover how our financing options can help you succeed.

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Testimonial

Client Feedback

Honest Experiences, Genuine Results: Discover the Stories Behind Our Client Relationships

Matt Marshall

Newport Beach, Ca

★★★★★

“Working with Deal Street Capital has been a great experience. I’ve closed several loans with them for my rental properties, and each time, they’ve been able to get me competitive rates that really worked for my bottom line. What stood out the most was how quickly they were able to close the deals—something that’s been an issue with other lenders in the past. Bryan and his team kept the process smooth and transparent, from the initial conversation through to closing. They were always responsive, which made things move faster than I expected. There were no surprises, just straightforward service and a good deal. I’ll definitely be working with them again for future investments.”

— Matt Marshall

Olivia Lang

Austin, Tx

★★★★★

“Using Deal Street Capital for my flips has been a game-changer. I’ve worked with a few lenders in the past, but none made the process as seamless and efficient as they did. Deal Street helped me secure financing for multiple properties here in Austin, and each loan came with a rate that exceeded my expectations. What I appreciated most was their speed and professionalism. Time is money in real estate, and Deal Street really delivered on closing fast, which allowed me to move forward with my projects without delays.

It’s hard to find lenders who are reliable and quick, but Deal Street checked both boxes for me.”

Olivia Lang

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    Client Feedback

    Honest Experiences, Genuine Results: Discover the Stories Behind Our Client Relationships

    “Securing financing for my rental properties has often been a hassle, but this time the process was seamless. The team was responsive, transparent, and moved quickly to close without any delays. Competitive rates and clear communication made all the difference..”

    Matt Marshall

    Newport Beach, CA

    “Finding a reliable, efficient lender isn’t easy, but Deal Street Capital exceeded expectations. They offered great rates, closed quickly, and kept everything straightforward. The process was smooth with no delays or surprises, which made a big difference for my flips. I’ll definitely work with them again.”

    Olivia Lang

    Austin, TX

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