Personal Home Loans

Simple, Reliable Home Purchase Loans You Can Count On

Buying a home should feel exciting—not overwhelming. At Deal Street Capital, we make the mortgage process smooth, fast, and stress-free with home purchase loans designed for everyday buyers. Whether you’re a first-time buyer or moving into your forever home, we offer competitive fixed and adjustable-rate mortgage options, personalized service, and step-by-step support from pre-approval to closing. Our team helps you understand your options, lock in a great rate, and close on time—without surprises. We work with borrowers across California and beyond, helping families secure financing with confidence. If you’re looking to buy a home, let’s get you the loan to make it happen.

Home Refinancing That Works for You—Not the Other Way Around

Refinancing your mortgage is one of the smartest ways to lower your monthly payments, reduce your interest rate, or tap into equity for future goals. At Deal Street Capital, we offer streamlined refinance solutions built around your financial needs. Whether you want to shorten your term, get rid of PMI, or cash out equity, our refinance experts will walk you through the best options. With fast approvals, transparent fees, and personalized guidance, refinancing your home has never been easier. Ready to lower your payment or put your equity to work? Let’s run the numbers and see what’s possible.

Home Equity Loans and HELOCs with Flexible Access to Cash

If you’ve built equity in your home, you have options. We offer both home equity loans and lines of credit (HELOCs) to help you access that value and turn it into opportunity. Use the funds for renovations, debt consolidation, investments, or major life events—with flexible terms and competitive interest rates. Our home equity programs are ideal for homeowners who want to borrow with confidence and keep monthly payments manageable. Whether you prefer a lump sum or a revolving line of credit, we’ll help you unlock your home’s potential—on your terms.

Reverse Mortgages for Retirees Looking to Stay in Their Home

If you’re 62 or older and looking for financial flexibility in retirement, a reverse mortgage may be the solution. This powerful program allows you to convert your home equity into tax-free cash—without giving up ownership or monthly payments. At Deal Street Capital, we guide homeowners through every step of the reverse mortgage process, ensuring transparency, comfort, and peace of mind. Whether you want to supplement retirement income, cover medical expenses, or simply enjoy more financial freedom, a reverse mortgage puts you in control. Let’s explore if it’s the right fit for you or a loved one.

Jumbo Home Loans for High-Value Properties and High Earners

If you’re purchasing or refinancing a luxury or high-value home, a traditional mortgage might not be enough. That’s where our jumbo loan programs come in. We specialize in helping high-net-worth borrowers secure financing for homes above conventional loan limits. Whether you’re buying in coastal California, refinancing a primary residence, or investing in a second home, our jumbo loans offer competitive rates, flexible underwriting, and a seamless lending experience. We understand complex income structures and work with entrepreneurs, business owners, and self-employed clients to make big transactions feel effortless.