State-Specific Real Estate Investment Loans: Tailored Financing for Every Market

Fix and Flip Loans

Flipping properties requires fast and reliable financing, and our fix and flip loans are designed to help investors purchase, renovate, and sell homes for profit. With low down payments, high loan-to-cost (LTC) ratios, and interest-only payment options, we provide the flexibility you need to maximize returns. Whether you’re a first-time flipper or a seasoned investor, our streamlined approval process ensures you secure funding quickly to stay competitive in today’s market. We offer fix and flip loans in all states except Arizona, Utah, Minnesota, New York, Vermont, North Carolina, and New Jersey, but we are actively working on expanding our licensing to meet the highest standards of nationwide lending excellence.

DSCR Loans (Debt-Service Coverage Ratio Loans)

DSCR loans allow real estate investors to qualify based on a property’s rental income, rather than personal income or tax returns. This makes them an ideal solution for investors looking to expand their portfolios without W-2s, pay stubs, or employment verification. With low credit score requirements, competitive rates, and high LTV options, our DSCR loans offer long-term financing solutions for rental properties, including single-family homes, condos, and multi-unit properties. We offer DSCR loans in all states except AZ, ID, MN, MS, NV, NJ, NY, NC, ND, OR, SD, UT, VT, but we are actively working on expanding our licensing to provide investors with premier lending opportunities nationwide.

BRRRR Strategy Loans (Buy, Rehab, Rent, Refinance, Repeat)

For investors following the BRRRR strategy, our financing solutions allow you to purchase and renovate a property, refinance based on the improved value, and pull cash out for your next deal—all without waiting for lengthy seasoning periods. We offer interest-only short-term loans for the rehab phase, followed by long-term DSCR loans for refinancing, ensuring a seamless transition between acquisition and long-term ownership. We offer BRRRR strategy loans in all states except AZ, ID, MN, MS, NV, NJ, NY, NC, ND, OR, SD, UT, VT, but we are actively working on expanding our licensing to provide investors with premier lending opportunities nationwide.

New Construction Loans

For builders and developers, our new construction loans provide high leverage, fast approvals, and funding for ground-up residential and multifamily projects. Whether you’re building a spec home, a small community, or a custom property, our flexible loan terms help you manage cash flow throughout the construction process. With options for interest-only payments during the build phase and long-term takeout financing, we ensure you have the capital needed from start to finish. We offer new construction loans in all states except AZ, ID, MN, MS, NV, NJ, NY, NC, ND, OR, SD, UT, VT, but we are actively working on expanding our licensing to provide investors with premier lending opportunities nationwide.

Hard Money Loans

When speed matters most, our hard money loans offer a fast, asset-based lending solution for investors needing short-term financing. With minimal documentation, no income verification, and funding in as little as a few days, these loans are ideal for investors acquiring properties at auctions, funding quick renovations, or needing bridge financing. Unlike traditional loans, hard money lending is based on the property’s value, making it easier to qualify and close fast. We offer hard money loans in all states except AZ, ID, MN, MS, NV, NJ, NY, NC, ND, OR, SD, UT, VT, but we are actively working on expanding our licensing to provide investors with premier lending opportunities nationwide.

Bridge Loans

Bridge loans provide short-term funding for investors who need capital while transitioning between properties. Whether you’re buying a new investment property before selling an existing one, securing a property that requires fast closing, or refinancing a short-term loan, our bridge loans offer quick funding with flexible terms. With interest-only payments and high LTVs, we make it easy for investors to stay liquid and capitalize on opportunities without being tied down by traditional financing. We offer bridge loans in all states except AZ, ID, MN, MS, NV, NJ, NY, NC, ND, OR, SD, UT, VT, but we are actively working on expanding our licensing to provide investors with premier lending opportunities nationwide.