What Type of Project are you working on?

Fix & Flip

Rental Property (DSCR)

Construction

First things first - What kind of project are you working on?

Your answer helps us guide you toward the right loan for your needs.

Purchase

I'm purchasing a new property

Refinance

I want to refinance my current mortgage

Do you have a signed purchase & sale agreement?

Sure do

Nope, not yet

Drop in the area you're eyeing - any address will do for now.

Congrats! What day are you planning to close?

How much are you buying it for?

How much do you plan to put down?

Approximately 0% of purchase price

Property type

Single-family

Multi-family

Condo

Other

Will you be living in the property?

Yes

No, it's a rental property

what's the market rent for this property?

We can see if you can qualify just using the rent.

As an investor...

Which income would you like to use to apply?

You can either apply for a conventional loan using your personal income or a DSCR loan using the property's rental income — you can change this later.

Personal income

Use my personal income for qualification

Rental income

Use the property's rental income (DSCR loan)

Not sure

I need help deciding

Which of these describes you best?

Employed

I work for an employer

Self-employed

I own my own business

Retired

Not employed

Other

What's your yearly income before taxes?

An estimate is fine - Include your co-borrowers's income too, if you have one.

WHat range is your credit score in?

If we have a rough idea, we can give you a more accurate approval sooner.

Above 740

700 - 739

660 - 699

Below 660

Less than 580

All set! Save your info to finish

What would you say the property's worth?

Best guess is perfectly fine here.

About how much do you still owe on your home loan?

How much cash would you like to take out?

A rough number is fine for now — it looks like you can get up to.

How many units does it have?

2 units

3 units

4 units

5 units

6 units

7 units

8 units

9 units

10 units

11+ units

Do you need help finding a property there?

Our partners, Newzip can introduce you to realtors who are getting great results in your state — you even get paid to use them.

Yes please!

Nope, I’m good.

Do you have a property under contract?

Sure do

Not yet, still looking

Congrats on your deal! What's the purchase price?

How much do you plan to put down?

Where is the property located?

Q6. Property Type

About how much do you expect to spend on renovations?

What will the property be worth after remodel?

How many flips or remodels in last 3 years?

How much do you have in your rainy day fund?

Roughly where’s your credit score sitting?

What's the closing date?

All Set! Save your info to finish

No worries, your next deal is coming. Where are you looking for properties?

About what price range are you looking for?

$100,000 - $200,000

$200,000 - $300,000

$300,000 - $400,000

$500,000 - $1mil+

How much do you plan to put down?

How many flips or remodels have you completed in the last 3 years?

Getting Started - 0 Projects

Building Experience - 1-2 Projects

Established Investor - 3-5 Projects

Seasoned Pro - 6+ Projects

About how much do you have in your rainy day fund?

Feel Free to Include Retirement Accounts Like a 401k

Roughly where’s your credit score sitting these days?

Above 740

700 - 739

660 - 699

620 - 639

Less than 620

All Set! Save your info to finish

Which stage of the journey are you in?

Still looking

Property under contract

Already own the land

In what area do you plan on building?

You can enter an address, city, or general location for now

Have you picked out land yet?

Yes I have

Nope

Will you need financing for the land as well?

Yes, include the land with the build

No, I'm only financing the build

What type of property are you building?

Single-Family Home

Multi-Family (2-4 Units)

Multi-Family (5+ Units)

Mixed-Use Building

Commercial Project

What is your long-term plan for this project?

Building my dream home to live in

Building to sell right away

Building to refinance and keep as a rental

Do you already have building plans?

Not yet - still in the idea stage

In Progress - Working with a designer/architect

Sure Do - Plans are finalized and ready to go

What's your ballpark project budget?

About how long will it take to complete the project?

Under 12 Months

12-18 months

18-24 Months

Over 2 Years

Tell us about your experience with new construction

None - This is my first build

Renovation/flip experience, but nothing from scratch

1-2 ground-up builds

3+ builds

Roughly where’s your credit score sitting these days?

Above 740

700 - 739

660 - 699

620 - 639

Less than 620

All Set! Save your info to finish

Congratulations! How much are you buying it for?

What's the property address?

What type of property are you building?

Single-Family Home

Multi-Family (2-4 Units)

Multi-Family (5+ Units)

Mixed-Use Building

Commercial Project

Tell us about your long-term plan for this project?

Building my dream home to live in

Building to sell right away

Building to refinance and keep as a rental

Do you already have building plans?

Not yet - still in the idea stage

In Progress - Working with a designer/architect

Sure Do - Plans are finalized

What's your ballpark project budget?

About how long will it take to complete the project?

Under 12 Months

12-18 months

18-24 Months

Over 2 Years

Tell us about your experience with new construction

None - This is my first build

Renovation/flip experience, but nothing from scratch

1-2 ground-up builds

3+ builds

Roughly where’s your credit score sitting these days?

Above 740

700 - 739

660 - 699

620 - 639

Less than 620

All Set! Save your info to finish

Fantastic! Where is your property located?

What type of property are you building?

Single-Family Home

Multi-Family (2-4 Units)

Multi-Family (5+ Units)

Mixed-Use Building

Commercial Project

Tell us about your long-term plan for this project?

Building my dream home to live in

Building to sell right away

Building to refinance and keep as a rental

Do you already have building plans?

Not yet - still in the idea stage

In Progress - Working with a designer/architect

Sure Do - Plans are finalized

What's your ballpark project budget?

About how long will it take to complete the project?

Under 12 Months

12-18 months

18-24 Months

Over 2 Years

Tell us about your experience with new construction

None - This is my first build

Renovation/flip experience, but nothing from scratch

1-2 ground-up builds

3+ builds

Roughly where’s your credit score sitting these days?

Above 740

700 - 739

660 - 699

620 - 639

Less than 620

All Set! Save your info to finish

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