Woohoo! Your application is in process and we're already working to find you the best loan possible. You'll hear from us shortly with an update. What Type of Project are you working on? Fix & Flip Rental Property (DSCR) Construction Continue First things first - What kind of project are you working on? Your answer helps us guide you toward the right loan for your needs. Purchase I'm purchasing a new property Refinance I want to refinance my current mortgage Do you have a signed purchase & sale agreement? Sure do Nope, not yet Back Drop in the area you're eyeing - any address will do for now. Address City State Select State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming ZIP Code Unit/Apt (Optional) Back Continue Congrats! What day are you planning to close? Estimated Closing Date Back Continue How much are you buying it for? Back Continue How much do you plan to put down? Down Payment Amount Approximately 0% of purchase price Back Continue Property type Single-family Multi-family Condo Other Back Will you be living in the property? Yes No, it's a rental property Back what's the market rent for this property? We can see if you can qualify just using the rent. Back Continue As an investor... Which income would you like to use to apply? You can either apply for a conventional loan using your personal income or a DSCR loan using the property's rental income — you can change this later. Personal income Use my personal income for qualification Rental income Use the property's rental income (DSCR loan) Not sure I need help deciding Back Which of these describes you best? Employed I work for an employer Self-employed I own my own business Retired Not employed Other Back What's your yearly income before taxes? An estimate is fine - Include your co-borrowers's income too, if you have one. Total Annual Gross Income Back Continue WHat range is your credit score in? If we have a rough idea, we can give you a more accurate approval sooner. Above 740 700 - 739 660 - 699 Below 660 Less than 580 Back All set! Save your info to finish Full Name Email Address Phone Number I agree to the terms and conditions and privacy policy Back Complete Application What would you say the property's worth? Best guess is perfectly fine here. Enter the property value Back Continue About how much do you still owe on your home loan? Enter the amount Back Continue How much cash would you like to take out? A rough number is fine for now — it looks like you can get up to. Enter cash out amount Reason for cash out -- Select a reason -- Home improvements Debt Consolidation Other Back No cash out for me Continue How many units does it have? 2 units 3 units 4 units 5 units 6 units 7 units 8 units 9 units 10 units 11+ units Back Do you need help finding a property there? Our partners, Newzip can introduce you to realtors who are getting great results in your state — you even get paid to use them. Yes please! Nope, I’m good. Back Do you have a property under contract? Sure do Not yet, still looking Back Congrats on your deal! What's the purchase price? Back Continue How much do you plan to put down? Back Continue Where is the property located? Back Continue Q6. Property Type Select Type Single Family Multi Family Condo Other Back Continue About how much do you expect to spend on renovations? Back Continue What will the property be worth after remodel? Back Continue How many flips or remodels in last 3 years? Select Option Getting Started 1-2 Projects 3-5 Projects 6+ Projects Back Continue How much do you have in your rainy day fund? Back Continue Roughly where’s your credit score sitting? Select Score Above 740 700 - 739 660 - 699 620 - 639 Less than 620 Back Continue What's the closing date? Back Continue All Set! Save your info to finish Back Submit No worries, your next deal is coming. Where are you looking for properties? Back Next About what price range are you looking for? $100,000 - $200,000 $200,000 - $300,000 $300,000 - $400,000 $500,000 - $1mil+ Back How much do you plan to put down? Back Next How many flips or remodels have you completed in the last 3 years? Getting Started - 0 Projects Building Experience - 1-2 Projects Established Investor - 3-5 Projects Seasoned Pro - 6+ Projects Back About how much do you have in your rainy day fund? Feel Free to Include Retirement Accounts Like a 401k Back Next Roughly where’s your credit score sitting these days? Above 740 700 - 739 660 - 699 620 - 639 Less than 620 Back All Set! Save your info to finish Back Submit Which stage of the journey are you in? Still looking Property under contract Already own the land Back In what area do you plan on building? You can enter an address, city, or general location for now Back Next Have you picked out land yet? Yes I have Nope Back Next Will you need financing for the land as well? Yes, include the land with the build No, I'm only financing the build Back Next What type of property are you building? Single-Family Home Multi-Family (2-4 Units) Multi-Family (5+ Units) Mixed-Use Building Commercial Project Back Next What is your long-term plan for this project? Building my dream home to live in Building to sell right away Building to refinance and keep as a rental Back Next Do you already have building plans? Not yet - still in the idea stage In Progress - Working with a designer/architect Sure Do - Plans are finalized and ready to go Back Next What's your ballpark project budget? Back Next About how long will it take to complete the project? Under 12 Months 12-18 months 18-24 Months Over 2 Years Back Next Tell us about your experience with new construction None - This is my first build Renovation/flip experience, but nothing from scratch 1-2 ground-up builds 3+ builds Back Next Roughly where’s your credit score sitting these days? Above 740 700 - 739 660 - 699 620 - 639 Less than 620 Back Next All Set! Save your info to finish Back Submit Congratulations! How much are you buying it for? Back Next What's the property address? Back Next What type of property are you building? Single-Family Home Multi-Family (2-4 Units) Multi-Family (5+ Units) Mixed-Use Building Commercial Project Back Next Tell us about your long-term plan for this project? Building my dream home to live in Building to sell right away Building to refinance and keep as a rental Back Next Do you already have building plans? Not yet - still in the idea stage In Progress - Working with a designer/architect Sure Do - Plans are finalized Back Next What's your ballpark project budget? Back Next About how long will it take to complete the project? Under 12 Months 12-18 months 18-24 Months Over 2 Years Back Next Tell us about your experience with new construction None - This is my first build Renovation/flip experience, but nothing from scratch 1-2 ground-up builds 3+ builds Back Next Roughly where’s your credit score sitting these days? Above 740 700 - 739 660 - 699 620 - 639 Less than 620 Back Next All Set! Save your info to finish Back Finish Fantastic! Where is your property located? Back Next What type of property are you building? Single-Family Home Multi-Family (2-4 Units) Multi-Family (5+ Units) Mixed-Use Building Commercial Project Back Next Tell us about your long-term plan for this project? Building my dream home to live in Building to sell right away Building to refinance and keep as a rental Back Next Do you already have building plans? Not yet - still in the idea stage In Progress - Working with a designer/architect Sure Do - Plans are finalized Back Next What's your ballpark project budget? Back Next About how long will it take to complete the project? Under 12 Months 12-18 months 18-24 Months Over 2 Years Back Next Tell us about your experience with new construction None - This is my first build Renovation/flip experience, but nothing from scratch 1-2 ground-up builds 3+ builds Back Next Roughly where’s your credit score sitting these days? Above 740 700 - 739 660 - 699 620 - 639 Less than 620 Back Next All Set! Save your info to finish Back Finish