Privacy Policy
This Privacy Policy explains how Deal Street Capital (“we,” “our,” or “us”), a brand of PGOM Limited Liability Company, collects, uses, discloses, and protects your personal information. We are committed to complying with applicable laws and egulations, including those set forth by the California Department of Financial Protection and Innovation (DFPI) and federal mortgage regulations.
Information We Collect
We collect personal information directly from you when you interact with us, such as:
- Contact Information: Name, email address, phone number, and mailing address.
- Financial Information: Loan application details, income, credit score, and property-related data.
- Other Identifying Information: State of residence and any other information necessary for loan qualification or rocessing.
How We Use Your Information
We use your personal information to:
- Process your loan inquiries and applications.
- Communicate with you about your loan status and related opportunities.
- Provide you with marketing communications and updates about real estate investment opportunities, subject to your consent.
- Comply with legal and regulatory obligations under mortgage laws and DFPI guidelines.
Sharing Your Information
We may share your information with:
- Service Providers: Third-party vendors who assist us with loan processing, marketing, and other business operations.
- Regulatory Authorities: To comply with applicable laws, regulations, or legal processes.
- AƯiliated Entities: Within PGOM Limited Liability Company for legitimate business purposes.
We do not sell your personal information to third parties.
Marketing Communications
If you opt in to receive marketing communications, we may use your information to provide updates on real estate investment opportunities and related services. You can opt out at any time by clicking the “unsubscribe” link in our emails or contacting us directly.
Security of Your Information
We implement industry-standard measures to protect your personal information from unauthorized access, use, or disclosure. This includes encryption, secure servers, and restricted access.
Your Rights
Depending on your location, you may have certain rights regarding your personal information, such as:
- Accessing the personal information we hold about you.
- Requesting corrections to inaccurate or incomplete information.
- Opting out of marketing communications.
- Deleting your personal information, subject to legal and regulatory retention requirements.
To exercise these rights, please contact us at Legal@Dealstreetcapital.com.
Retention of Information
We retain your personal information as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with regulatory requirements, and resolve disputes.
Compliance with Mortgage Regulations
As a licensed lender and broker under the DFPI, we adhere to all applicable state and federal regulations, including the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act), the Truth in Lending Act (TILA), and the Real Estate Settlement Procedures Act (RESPA).
Changes to This Privacy Policy
We may update this Privacy Policy periodically to reflect changes in our practices or applicable laws. Updates will be posted on our website with the eƯective date.
Contact Us
If you have any questions about this Privacy Policy or how we handle your personal
information, please contact us:
Deal Street Capital
A Brand of PGOM Limited Liability Company