Rhode Island Investment Property Loans
Rhode Island may be the smallest state in the U.S., but for real estate investors, it packs serious potential. From flipping homes in Providence to building long-term rental portfolios in Warwick or developing new properties along the coast, the Ocean State offers a variety of high-demand investment opportunities. At Deal Street Capital, we provide Rhode Island investment property loans that are fast, flexible, and designed for action. No tax returns. No personal income verification. Just capital that helps you move at the speed of the deal.
About UsCapital That Matches the Pace of Rhode Island Real Estate
Rhode Island’s compact size means inventory moves fast—and if you want to compete, your funding needs to move faster. Whether you’re investing in rental housing for college students in Kingston, acquiring a small multifamily in Cranston, or flipping a single-family home in Pawtucket, Deal Street Capital gives you the edge. We provide asset-based loans that focus on the deal—not your financial history—so you can close faster and scale smarter. If you’ve got a plan, we’ve got the capital to fund it.
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Fix and Flip Loans in Rhode Island
Rhode Island has an abundance of older properties ready for transformation. From triple-deckers in Providence to seaside homes in Westerly, flippers are finding strong margins across the state. Our fix and flip loans cover both the purchase and renovation costs with flexible draw schedules and approvals in 24–48 hours. We don’t require tax returns or bank statements—just a solid plan and a good deal. Whether you’re updating a classic colonial or gutting a multifamily, we help you fund the flip from start to finish.
DSCR Loans for Rhode Island Rental Properties
With steady demand for long-term rentals and short-term vacation properties, Rhode Island is a strong state for building cash-flowing portfolios. Our DSCR (Debt Service Coverage Ratio) loans allow you to qualify based on the property’s income—not your personal income. From duplexes in East Providence to single-family rentals near Brown University, these low-doc loans are perfect for BRRRR investors, landlords, and buyers looking to refinance or scale their holdings.
Commercial and Multifamily Loans in Rhode Island
From mixed-use buildings in downtown Providence to 6- to 12-unit apartment buildings in Pawtucket and Woonsocket, Rhode Island’s multifamily sector continues to offer dependable returns. Deal Street Capital provides commercial and multifamily financing for both stabilized and value-add assets, with high LTVs, competitive terms, and quick closings. Whether you’re repositioning an older property or expanding your portfolio into larger units, we’ll help you fund the next phase of your investment growth.
New Construction Loans in Rhode Island
With limited housing inventory and steady demand, ground-up construction is on the rise across Rhode Island. Whether you’re building a single-family home in Warwick, a duplex in Cranston, or a small multifamily project near Newport, our construction loans give you the capital to break ground with confidence. We offer interest-only payments during construction, milestone-based draws, and streamlined approvals to keep your timeline moving forward.
Hard and Private Money Loans in Rhode Island
Need to move fast on a non-traditional deal? Our Rhode Island hard money loans are ideal for distressed properties, off-market acquisitions, and time-sensitive investments. Whether you’re picking up a foreclosure in Central Falls, funding a bridge deal in Barrington, or flipping an inherited property in Johnston, we provide fast, flexible, asset-based loans with no income verification and minimal documentation. Perfect for flippers, BRRRR buyers, and real estate entrepreneurs who operate on speed and precision.
Why Rhode Island Investors Choose Deal Street Capital
In a small state like Rhode Island, speed is everything—and that’s where we shine. At Deal Street Capital, we specialize in helping investors close fast, scale efficiently, and compete in one of New England’s most dynamic markets. We don’t waste your time with corporate underwriting or unnecessary paperwork. We evaluate the deal, the numbers, and your plan—and fund accordingly. Whether you’re flipping in Providence, holding rentals in Warwick, or developing along the coast, we bring flexible, fast financing built for your real estate business. Let’s fund your next deal in Rhode Island.